Yes, beginning in October 2025, MLS Offers began allowing unrepresented buyers to create accounts and submit offer terms directly to the listing agent. If a buyer doesn't know all of the terms they want to submit or they don't have offer documentation, they can still submit a partial offer and the listing agent can then assist them in completing a firm offer supported by documentation.
Buyer submitted offers will be received in the same manner as agent submitted offers. You will receive an email notification with all submitted offer terms and the offer will appear in your account alongside agent submitted offers.